1. DEFINITIONS
The following terms and phrases, wherever used herein, shall have the corresponding meanings unless the context requires otherwise:
1.1 Central Bank: Central bank in the country we operate in.
1.2 IFIN: IFIN-Services / IFIN Information Technology
1.3 User: Refers to any individual or entity accessing or using IFIN’s services or website.
2. BACKGROUND
IFIN Services is the first of its kind Shariah-compliant Fintech company established to revolutionize the Islamic finance industry using innovative technology. We make it easy for businesses and individuals to access convenient and transparent financial options. Think of us as the bridge between Shariah-compliant financial institutions and everyday people.
3. PURPOSE OF THIS DOCUMENT
This Terms and Conditions Policy (“Policy”) explains how IFIN for Information Technology (“we,” “us,” or “our”), a fintech company established and existing under the laws of countries they operate in
E-mail: info@ifin-services.com, hereinafter referred to as (“IFIN”); aims to establish a clear and comprehensive framework for IFIN’s practices.
The goal is to ensure that all efforts align with the company’s core values and meet the highest ethical standards instructed by the Central Bank. By adhering to these guidelines, IFIN strives to build customer/consumer trust and promote the quality and value of its products and services. This policy sets the minimum standards and procedures that IFIN must follow when dealing with customers.
4.1 Eligibility:
By using IFIN, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
4.2 Account Creation:
To use certain features of IFIN, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and any activities under your account. IFIN is responsible to protect and maintain your data as in the privacy policy by IFIN.
4.3 User Responsibilities:
You agree to use IFIN’s services only for lawful purposes and in compliance with applicable laws and regulations in your country. You are solely responsible for any content you submit, share, or transmit through IFIN.
IFIN’s Privacy Policy: The use of your personal information is subject to IFIN’s Privacy Policy. By using IFIN, you consent to collecting, using, and disclosing your personal information as described in the Privacy Policy.
6. INTELLECTUAL PROPERTY
6.1 Ownership:
IFIN and its licensors retain all rights, title, and interest in and to the services, including all intellectual property rights. You agree not to modify, reproduce, distribute, or create derivative works based on IFIN’s services without prior written consent.
6.2 User Content:
By submitting content to IFIN, you grant IFIN a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute the content for the purpose of providing the services.
7. DISCLAIMERS AND LIMITATION OF LIABILITY
7.1 No Warranty:
IFIN’s services are provided “as is” without any warranty or representation, express or implied. IFIN does not guarantee the accuracy, reliability, or availability of the services.
7.2 Financial Information:
IFIN may provide financial information and services for informational purposes and to facilitate your financial decisions. You acknowledge that such information does not constitute financial advice, and you should consult with a qualified professional before making any financial decisions.
7.3 Limitation of Liability:
In no event shall IFIN be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use of the services, even if advised of the possibility of such damages.
8. INDEMNIFICATION
You agree to indemnify and hold IFIN, its affiliates, officers, directors, employees, and agents harmless from any claims, losses, damages, liabilities, costs, and expenses (including attorneys’ fees) arising out of or relating to your use of IFIN’s services or your violation of these Terms.
9. MODIFICATIONS TO THE TERMS
IFIN reserves the right to modify or update these Terms at any time without prior notice. Any changes will be effective upon posting the revised Terms on IFIN’s website. Your continued use of IFIN’s services after the changes will constitute your acceptance of the modified Terms.
10. TERMINATION
IFIN may, at its sole discretion, suspend or terminate your access to its services at any time and for any reason without liability.
11. GOVERNING LAW AND JURISDICTION
These Terms shall be governed by and construed in accordance with the laws of The Central Bank. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of The Central Bank.
12. POLICY REVIEW
This policy will be periodically reviewed to ensure its effectiveness, alignment with applicable laws and regulations, and relevance to IFIN’s business operations. Amendments or updates to this policy will be communicated to all relevant parties. By adhering to this policy, IFIN aims to maintain compliance, mitigate risks, and uphold its commitment to maintaining a secure and trustworthy environment for all stakeholders.
13. CONTACT US
If you have any questions, concerns, or requests regarding this policy or the handling of your information on our platforms, please contact us at:
Email: info@ifin-services.com
